Using Public Wi-Fi Hotspots
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| Image via Flickr by Jannie-Jan |
Public Wi-Fi is convenient and can save you big bucks on expensive data plans, but the convenience may not be worth the price when it comes to identity theft. Any information you access or send over a public Wi-Fi connection is subject to being stolen, including passwords, account numbers, personal photos, as well as sensitive data like social security numbers and business data. Instead, convert your smartphone to a Wi-Fi hotspot or invest in a VPN.
Ordering From Unsecured Websites
When the Internet was new, people were more cautions to check for the security symbol in the address bar. As online transactions have become commonplace, people are ordering from unsecure websites all the time without even thinking about it. Only do online business with trusted companies, and always check for the security icon before entering your payment information. Use a prepaid debit card for online purchases so your liabilities are limited if the number is hacked.
Tossing Documents in the Trash
Do you carelessly toss out your paid bills, all those pre approved credit cards, and bank statements? Many thieves target the trash, knowing we throw away all the information they need to open credit accounts, phony bank accounts, and take out loans in our name. Invest in a shredder, preferably a cross-cut shredder for maximum security.
Posting TMI on Social Media
What are the types of information identity thieves need? Your birthday, pet's name, mother's maiden name, and your employer, all of the other information that's readily available on your social media pages. Never friend anyone you don't know, and keep your privacy settings tight, but also never assume that anything you post on social media is secure. Also, avoid posting when you're going out-of-town, new cell phone numbers when you change services, and other tell-tale info. If you use social media regularly, consider a protective service like
LifeLock's identity theft services.
Using ATM and Debit Card Machines
A device called a skimmer can easily be placed into ATM machines and debit card machines such as those at the gas pump. The device allows the machine to act normally, so you never suspect anything is wrong, but it steals your card number and PIN number. Thieves can then empty your account and you're none the wiser until you try to make a purchase and your card is declined. Your bank may offer recourse, but your account will sit empty for some time while the bank investigates. LifeLock services and a prepaid debit card are useful for these purposes too. They may steal what's on the card, but at least you won't be broke while you wait for the charges to be credited to your account.
The Age of Information is indeed convenient, but it's also less secure. Always weigh the benefits of those conveniences against the terror of identity theft. Sometimes, it's just not worth the risk.
